Marriott Bonvoy Credit Cards: Benefits, Fees & Offers
The Marriott Bonvoy credit-card lineup currently includes cards from Chase and American Express, with options ranging from a no-annual-fee card to premium cards carrying annual fees of $650. The cards differ substantially in welcome offers, Marriott earning rates, elite-status benefits, Free Night Awards, and everyday spending categories.
That makes choosing a Marriott card less about finding one universal option and more about matching the card’s benefits to how you use Marriott Bonvoy. Someone who mainly wants to earn Marriott points without paying an annual fee has different considerations from a frequent Marriott guest who can use elite status and hotel credits.
Offer note: Credit-card bonuses and benefits can change. The offers below reflect information available in September 2026, and some current promotions have stated expiration dates.
Marriott Bonvoy Credit Cards at a Glance
Marriott’s current U.S. lineup spans five prominently marketed cards: two from Chase and three from American Express.
| Card | Annual Fee | Current Welcome Offer | Key Hotel Benefit |
| Marriott Bonvoy Bold | $0 | 45,000 points | Silver Elite Status |
| Marriott Bonvoy Boundless | $95 | 3 Free Night Awards + up to $100 airline credits | Annual Free Night Award |
| Marriott Bonvoy Bevy Amex | $250 | 125,000 points + $150 statement credit | Gold Elite Status |
| Marriott Bonvoy Brilliant Amex | $650 | 150,000 points + $250 statement credit | Platinum Elite Status + annual Free Night Award |
| Marriott Bonvoy Business Amex | $125 | 100,000 points + 1 Free Night Award | Gold Elite Status + annual Free Night Award |
The welcome offers are subject to spending requirements and terms. The Bevy and Brilliant offers shown above are listed as ending September 30, 2026, while the current Business offer is listed through November 4, 2026.
Marriott Bonvoy Bold Credit Card
The Marriott Bonvoy Bold Credit Card is the no-annual-fee option in the current lineup. Chase lists a welcome offer of 45,000 Marriott Bonvoy points after $1,000 in eligible purchases within the first 3 months.
Cardmembers receive automatic Silver Elite Status and 5 Elite Night Credits each calendar year toward the next Marriott Bonvoy status level. The card earns up to 14X total points per $1 at participating Marriott hotels, including points from Marriott Bonvoy membership and Silver Elite status.
Key features
- $0 annual fee
- 45,000-point welcome offer
- Automatic Silver Elite Status
- 5 Elite Night Credits annually
- Up to 14X total points at participating Marriott hotels
- 2X points on select everyday spending categories
- 1X point on other eligible purchases
This card can therefore be considered when avoiding an annual fee is a priority while still wanting a Marriott-branded card and some built-in elite benefits.
Marriott Bonvoy Boundless Credit Card
The Marriott Bonvoy Boundless Credit Card from Chase carries a $95 annual fee. Its current new-cardmember offer is 3 Free Night Awards after $3,000 in eligible purchases within the first 3 months, with each award worth up to 50,000 points. Chase also lists up to $100 in airline statement credits through a limited-time offer.
The card also provides an annual Free Night Award after each account anniversary, with a redemption level of up to 35,000 Marriott Bonvoy points.
Key features
- $95 annual fee
- 3 Free Night Awards after meeting the introductory spending requirement
- Annual Free Night Award up to 35,000 points
- Automatic Silver Elite Status
- 15 Elite Night Credits each calendar year
- Up to 17X total points at participating Marriott hotels
- 3X points on the first $6,000 spent annually in combined gas stations, grocery stores, and dining
- 2X points on other eligible purchases
The annual Free Night Award is one of the card’s recurring benefits, while the introductory three-night offer is a one-time new-cardmember promotion.
Marriott Bonvoy Bevy American Express Card
The Marriott Bonvoy Bevy American Express Card has a $250 annual fee and currently offers 125,000 Marriott Bonvoy bonus points plus a $150 statement credit after $5,000 in purchases within the first 6 months. The offer is listed through September 30, 2026.
The card automatically provides Gold Elite Status and 15 Elite Night Credits each calendar year. It earns 6X points from the card at participating Marriott hotels, while Marriott’s combined earning calculation can reach 18.5X points per dollar when other applicable Marriott Bonvoy earnings and the Gold Elite bonus are included.
Key features
- $250 annual fee
- 125,000 bonus points + $150 statement credit
- Gold Elite Status
- 15 Elite Night Credits annually
- 6X card earnings at participating Marriott hotels
- 4X points at restaurants worldwide and U.S. supermarkets on up to $15,000 in combined purchases per calendar year
- 2X points on other eligible purchases
- No foreign transaction fees
- Free premium in-room Wi-Fi at participating Marriott properties
The Bevy also allows cardmembers to earn a 50,000-point Free Night Award after spending $15,000 on eligible purchases in a calendar year.
Marriott Bonvoy Brilliant American Express Card
The Marriott Bonvoy Brilliant American Express Card is the premium personal card in the current lineup, with a $650 annual fee. Its current offer is 150,000 Marriott Bonvoy bonus points plus a $250 statement credit after $6,000 in purchases within the first 6 months. The offer is listed through September 30, 2026.
The card automatically provides Platinum Elite Status and 25 Elite Night Credits each calendar year. It also includes a Free Night Award every year after the card renewal month, with a redemption level of up to 85,000 points.
Key features
- $650 annual fee
- 150,000 bonus points + $250 statement credit
- Platinum Elite Status
- 25 Elite Night Credits annually
- Annual Free Night Award up to 85,000 points
- Up to 21X total points at participating Marriott hotels
- 3X points at restaurants worldwide
- 3X points on flights booked directly with airlines
- $300 annual dining credit, issued as up to $25 per month
- $100 property credit on qualifying stays
- No foreign transaction fees
The $300 dining benefit is structured as up to $25 in statement credits each month for eligible restaurant purchases.
Marriott Bonvoy Business American Express Card
For business owners, the Marriott Bonvoy Business American Express Card carries a $125 annual fee. Its current offer provides 100,000 Marriott Bonvoy bonus points plus 1 Free Night Award after $8,000 in purchases within the first 6 months. The Free Night Award has a redemption level of up to 50,000 points, and the offer is listed through November 4, 2026.
The card provides Gold Elite Status and 15 Elite Night Credits annually. Cardmembers also receive one Free Night Award every year after their renewal month, with a redemption level of up to 35,000 points.
Key features
- $125 annual fee
- 100,000 bonus points + 1 Free Night Award
- Gold Elite Status
- 15 Elite Night Credits annually
- Annual Free Night Award up to 35,000 points
- 4X points at restaurants worldwide
- 4X points at U.S. gas stations
- 4X points on wireless telephone services purchased directly from U.S. providers
- 4X points on U.S. purchases for shipping
- 2X points on other eligible purchases
- No foreign transaction fees
The Business card also allows an additional Free Night Award after $60,000 in eligible annual spending.
How Marriott Bonvoy Credit Cards Earn Points
The cards don’t all earn points in the same way. Marriott hotel purchases generally form the core earning category, but everyday spending bonuses vary considerably.
For example, the Boundless card earns 6X points from the card at participating Marriott hotels, while the Bold card earns 3X. Marriott Bonvoy members and eligible elite-status bonuses can add additional points to those totals.
The Amex cards use their own category structures. The Bevy earns 4X at restaurants worldwide and U.S. supermarkets on qualifying spending up to the applicable annual cap, while the Brilliant earns 3X at restaurants worldwide and on flights booked directly with airlines.
This makes the earning categories worth examining alongside the annual fee. A card’s headline hotel earning rate doesn’t necessarily tell you how well it fits everyday spending.
Marriott Bonvoy Elite Status Benefits
Several Marriott co-branded cards provide automatic elite status, but the level varies.
| Card | Automatic Marriott Status | Annual Elite Night Credits |
| Marriott Bonvoy Bold | Silver Elite | 5 |
| Marriott Bonvoy Boundless | Silver Elite | 15 |
| Marriott Bonvoy Bevy | Gold Elite | 15 |
| Marriott Bonvoy Brilliant | Platinum Elite | 25 |
| Marriott Bonvoy Business | Gold Elite | 15 |
Marriott describes Elite Night Credits as credits toward the next level of Marriott Bonvoy elite status. Card-specific limitations apply, including rules around combining credits from multiple cards.
Elite status can affect benefits such as eligible room upgrades, bonus points on stays, and late checkout, but the exact benefit depends on the status tier and property’s applicable rules.
Marriott Bonvoy Free Night Awards
Free Night Awards are another major difference between these cards.
The Boundless card provides an annual award after the account anniversary with a redemption level of up to 35,000 points. The Brilliant card provides an annual award of up to 85,000 points. The Business card provides an annual award of up to 35,000 points.
The Bevy works differently: its 50,000-point Free Night Award is tied to $15,000 in eligible calendar-year spending rather than being an automatic annual award.
It’s also important to remember that a Free Night Award’s points ceiling does not guarantee that a particular hotel will have an eligible room available at that level.
Which Marriott Card Fits Different Travel Patterns?
Instead of treating one card as universally suitable, consider the feature that matters most to you.
If You Want No Annual Fee
The Marriott Bonvoy Bold has a $0 annual fee and still provides Silver Elite Status and 5 Elite Night Credits each year.
If You Want an Annual Free Night With a Lower Annual Fee
The Marriott Bonvoy Boundless carries a $95 annual fee and provides an annual Free Night Award worth up to 35,000 points.
If You Want Gold Elite Status
The Marriott Bonvoy Bevy and Marriott Bonvoy Business cards both provide complimentary Gold Elite Status.
If You Want Premium Elite Benefits
The Marriott Bonvoy Brilliant provides Platinum Elite Status, 25 Elite Night Credits, and an annual Free Night Award with an 85,000-point redemption ceiling.
If You Need a Business Card
The Marriott Bonvoy Business Amex is specifically designed for business spending and combines Marriott benefits with bonus categories covering restaurants, U.S. gas stations, wireless services, and shipping.
What Should You Check Before Applying?
A large welcome bonus can be attractive, but it’s only one part of the equation.
Before applying, check:
- Annual fee: Compare it with the benefits you expect to use.
- Welcome-offer spending requirement: Make sure the required spending fits your normal budget.
- Free Night Award: Check the award’s maximum redemption level and expiration rules.
- Elite status: Consider whether the included status is useful for your Marriott stays.
- Elite Night Credits: These can matter if you’re working toward a higher Bonvoy tier.
- Everyday earning categories: Look beyond the Marriott hotel multiplier.
- Foreign transaction fees: Particularly relevant if you travel internationally.
- Offer expiration: Credit-card promotions can change or disappear.
- Eligibility restrictions: Issuer rules can affect whether you qualify for a new-cardmember offer.
Marriott Bonvoy Credit Card Offers Can Change
Credit-card offers are not permanent. For example, Marriott currently lists the Bevy and Brilliant welcome offers through September 30, 2026, while the Business card’s current offer runs through November 4, 2026.
The Boundless offer also includes a limited-time airline-credit component currently listed through June 30, 2027. For that reason, anyone applying should verify the live offer, spending requirement, annual fee, and full benefit terms immediately before submitting an application.
Final Takeaway
Marriott Bonvoy’s current credit-card lineup covers several distinct combinations of annual fees, welcome offers, hotel earning rates, elite status, Elite Night Credits, and Free Night Awards.
The meaningful comparison is therefore not simply the size of the welcome bonus. Look at the complete package especially the annual fee, recurring hotel benefits, spending categories, status level, and Free Night Award rules to determine how each card aligns with your own Marriott travel and spending patterns.
Frequently Asked Questions
Marriott’s current U.S. consumer-facing lineup prominently displays five cards: the Bold and Boundless from Chase, plus the Bevy, Brilliant, and Business cards from American Express.
The Marriott Bonvoy Bold currently has no annual fee.
The Bold and Boundless provide Silver Elite Status; the Bevy and Business cards provide Gold Elite Status; and the Brilliant provides Platinum Elite Status.
The Boundless, Brilliant, and Business cards provide recurring annual Free Night Awards. The Bevy can provide a Free Night Award after qualifying annual spending.
Yes. Marriott Bonvoy points can be redeemed for stays at participating Marriott Bonvoy properties, subject to the program’s redemption rules and availability.
No. Welcome bonuses, spending requirements, statement credits, and expiration dates can change. The current offers should be checked before applying.